About Ballast Point | Premium Luxury Auto Insurance

Our Philosophy

Trust is the Ultimate Currency

Ballast Point was founded on a simple premise: standard insurance carriers do not understand the needs of the exceptional. They see high-value assets as liabilities to be minimized. We see them as achievements to be celebrated and protected.

We operate with the discretion of a private bank and the precision of a Swiss watchmaker. Our clients are not policy numbers; they are partners who trust us with their most prized possessions.

"We exist to ensure that your momentum is never halted by the unexpected."

Discretion

Your privacy is paramount. We employ data protection protocols that exceed industry standards, ensuring your asset portfolio remains confidential.

Precision

Generic policies leave gaps. We craft bespoke coverage that accounts for appreciation, modifications, and global transit requirements.

Advocacy

In the event of a claim, we are your fiercest advocates. We manage the entire process, ensuring fair settlements and immaculate repairs.

Transparency & Compliance

We believe that true luxury is transparent. There are no hidden clauses, no ambiguous terms. Every policy is explained in plain English, ensuring you understand exactly what is protected. We are fully licensed and compliant in all 50 states, adhering to the strictest regulatory standards while prioritizing your interests above all else.

Client Perspectives

"I've dealt with many insurers for my collection. Ballast Point is the first to actually understand the market value of vintage Ferraris. Their valuation team is top-tier."

Alexander V. Collector

"When my Maybach was damaged, I didn't have to lift a finger. They arranged transport, the repair, and a replacement vehicle of equal caliber immediately."

Eleanor R. Executive